NCoS MFB Ltd Logo - Nigerian Correctional Service Microfinance Bank NCoS MFB Ltd Nigerian Correctional Service MFB

Nigerian Correctional Service Microfinance Bank Ltd

Trusted Microfinance Banking for Correctional Officers, Individuals & Businesses in Ibadan

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3% per month
Interest on PEP group empowerment loans
Up to 3×
Contributions returned at retirement (PPSA)
Since 2012
CBN Licensed microfinance bank serving Nigeria
Agodi Gate, Ibadan
Head office in the heart of the market district

Our Impact in Numbers

₦5B+
Loans Disbursed
55+
Community Projects
100+
Industry Awards
145,900+
Active Customer Base

Quick Banking

Start where it matters to you.

Loan Request

Helping to fulfill your dreams with flexible repayment terms.

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I want to save or invest

High-yield target savings to advise your financial decisions.

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Esusu & Triple D accounts

Traditional group savings modernized for your convenience.

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Our CSR

Building our social capital and empowering the Ibadan community.

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Fees and charges

We offer the lowest, most transparent rates in Oyo State.

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Financial Services

Best credits and tailored financial products for your business.

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Process Services

We have created alliances with recognized entities that contribute to improving the quality of your life.

Correctional officers and spouses at a community savings and empowerment meeting in Ibadan
  1. Collaboration 1

    Strategic Collaboration

    We walk hand in glove with entities that can make our services more attractive and beneficial to our customers.

  2. Dividends 2

    Grow your money

    We have an excellent turnover on your capital investment. Let us water your investment for maximum yield.

  3. Rewards 3

    Reward System

    A transparent reward system that encourages good banking relationships and appreciates customer referrals.

  4. Comfort 4

    Ease of Banking

    We offer the best ways of attending to your business concerns with a rare blend of professionalism and comfort.

Our Services

We have put together products and services tailored to soothe your financial needs.

01

PEP (Partner Empowerment Program)

A special group loan scheme for women and female customers. It provides an opportunity for spouses/relatives of Nigerian Correctional Service officers to exhibit their potential and enjoy financial stability. Form groups of 5–20 members to access micro-loans. Repayment is weekly for 24 weeks at 3% interest per month.

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02

Online Transactions

Partnering with world-class service providers in online banking to revolutionize microfinance banking in Nigeria. Seamless, secure, and fast digital transactions.

03

Fees and Charges

Competitive and transparent! That's the best way to define our fees and charges. Kindly walk in to discuss your expectations with our team.

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04

Financial Services

Our services range from conventional banking products (Savings, Current, and Fixed Deposit accounts) to tailor-made products like PEP, Triple D, Esusu, and more.

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05

Loan Request

Open to all salary earners in two forms: Short-term (max 6 months tenure for personal current account holders) and Medium-term (for customers who have domiciled their salary accounts with NCoS MFB Ltd).

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06

I want to save or invest

Interest on our investment opportunities is mouth-watering. We plan carefully to build your confidence and ensure every step we take with you is result-driven.

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We are committed to your financial growth

Our professionalism and customer service are second to none.

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